Terms of Service

1.1 Commit, MB is a legal entity, incorporated under the laws of the Republic of Lithuania, company code 307597145, registered address Deltuvos g. 31-87, LT-08100 Vilnius, Lithuania (the “Company” / “us” / “we”). The Company is the authorized seller and Merchant of Record for the Services described in this Agreement.

1.2 Any natural person who accesses, registers for, or otherwise uses the Company's services or systems as described in this Agreement is treated as a client of the Company under this Agreement (the “Client” / “You”).

1.2.1 The Company offers Services only to natural persons of legal age in their jurisdiction of residence.

1.2.2 You, as a natural person and a user of the Company's Services, are responsible for confirming that You are legally eligible to use the Company's Services in Your jurisdiction.

1.3 The Company provides a web-based digital operating system platform (“mylovestack”) which enables You to organize personal productivity (such as tasks, notes, and projects), monitor wealth (such as financial transactions, balances, and budgets), and track health-related inputs (such as mood, sleep, and biometric markers). The platform uses proprietary “Smart Action” logic to surface insights, recommendations, and optimization suggestions based on the data You provide (collectively, the “Services”). The Services grant You ongoing access to the platform's tools and outputs for the periods You have paid for; however, by using the Services You acknowledge that the Services are software-based, generate informational outputs only, and do not constitute professional financial, medical, legal, or tax advice. The Services are accessed via the website mylovestack.com (the “Website”) and any other system, application, or online ecosystem operated by the Company to deliver the Services (collectively referred to as the “System”).

1.3.1 The full list of currently available Services is shown on the System. The Services consist of digital content that is not supplied on a tangible medium.

1.3.2 To receive a tailored Service offer and to place an order for the Services, the Client shall:

1.3.2.1 Visit the Website and complete the required intake process (the “Survey”), which may include answering questions about Your goals, preferences, and intended use of the Services.

1.3.2.1.1 The Survey requires You to provide a valid email address. This email address will be used by the Company to communicate with You regarding Your orders, Your use of the Services, and the operation of the System.

1.3.2.1.2 The Survey is designed to enable the Company to personalize the Services. The Company uses Your responses to configure the platform, generate initial recommendations, and tailor the System experience to Your inputs.

1.3.2.1.3 Any information You submit during the Survey or while using the Services is provided voluntarily. The Client represents and warrants that any data, content, or information submitted is accurate to the Client's knowledge and does not infringe on the rights of any third party. The Company does not manually verify the accuracy of Client-submitted information and is not liable for outputs that result from incomplete or inaccurate input.

1.3.2.1.4 The Services apply automated logic to the data You provide in order to generate insights, summaries, and recommendations. The Client acknowledges that this is an automated process and that outputs are estimates and suggestions based on Client inputs and aggregated reference data, not deterministic professional advice.

1.3.2.2 Once the Survey is completed, You will be directed to the payment section.

1.3.2.2.1 Upon completion of the purchase and registration, the Client will be granted a personal account. Within the Account the Client may, among other things, (i) access purchased Services, (ii) review previously generated outputs, (iii) manage subscription, billing, and credit information, and (iv) modify Account preferences.

1.3.2.2.2 The Services are provided for personal use and informational purposes. Because the Services rely on Client-submitted inputs and automated processing, the resulting outputs may vary in accuracy or completeness. The Client acknowledges that outputs are estimates rather than definitive facts and that the Client is responsible for any decisions made on the basis of those outputs.

1.3.2.2.3 The Company shall not be liable for any damage, loss, or inconvenience arising from completion of, or reliance on, the Survey, the Services, or any output generated by the System. The Client acknowledges that different outputs may be produced if alternative inputs or methods are used.

1.3.2.3 The purchased Services and any associated digital outputs become accessible to the Client once payment for the selected plan is successfully processed via the payment methods available on the Website. Continued access to the Services is contingent on an active and valid subscription (where applicable).

1.3.2.3.1 The price applicable to You is shown on the System at the time of order and includes: (a) the regular price; (b) any discounted price applicable during a promotional period; and (c) general information about the subscription model (where applicable) governing Your order. The Company reserves the right to provide additional pricing information and to modify how this information is presented.

1.3.2.3.2 You must read all disclaimers and information shown regarding price, payment method, and subscription model, including the Refund Policy, and consider them carefully before placing the order and paying for the Services.

1.3.2.3.3 By making the payment for the Services You conclude this Agreement.

1.3.3 The list of actions described in Clause 1.3.2 may vary depending on how You reach the System (for example, via internet search, paid advertising, or a promotional link). In all cases, You shall be asked to provide certain information, including Your email address, and to confirm Your order by completing payment.

1.3.4 The Company reserves the right to change the content of the Survey and the list of Services from time to time, without prior notification to the Client.

1.3.5 The Client is entitled to use the portion of the Services for which the Client has paid in full, only for the period that has been paid for.

1.3.6 The Company's Services and System are available globally, subject to regulatory restrictions in certain jurisdictions. The Client is responsible for confirming that accessing the System and using the Services is lawful in the Client's location.

1.4 By making the payment described in Clause 1.3.2.3.1 and by using the Services in any way, You agree to be bound by this Agreement and any other rules governing the Services and the System. By using the Services or the System, You acknowledge that You have read this Agreement and understand that You have entered into a legally binding agreement between You, as a user, and the Company, as a service provider.

1.5 This Agreement takes effect in full at the moment You confirm Your order and make payment for the selected plan on the System. The rules of this Agreement apply, mutatis mutandis, to the purchase of any separate one-time Service or product, as well as to the use of the System prior to making any payment, without signing up, or without creating an Account, together with the rules set forth in the Privacy Policy, the Refund Policy, and any Acceptable Use Policy published by the Company.

1.6 By concluding the Agreement, You agree to waive Your right of withdrawal, because the Services and any products purchased consist of digital content that is not supplied on a tangible medium and access is granted immediately upon payment.

1.7 You can contact the Company by sending an email to hello.commit@gmail.com. Email shall be considered the primary means of communication with the Company.

1.8 The Company reserves the right to unilaterally modify or update this Agreement at any time. Continued use of the Services by the Client following such modification shall be deemed acceptance of the most recently published version. The Client should periodically review this Agreement. Where changes are material, the Company will notify You by email or by notification within the System. The latest version of this Agreement shall always be available on the Website.

1.9 By agreeing to this Agreement, You acknowledge that the Company may process Your personal data on the legal basis of performance of a contract to which You are a party, and on other legal bases described in the Privacy Policy. Data submitted to the System is stored and processed in accordance with the Privacy Policy. You may request access, correction, or deletion of Your personal data following the procedures described in the Privacy Policy.

1.10 If You disagree with any term or condition of this Agreement, You must not use the System or the Services and must immediately cease any further use of any part, feature, or functionality of them.

2.1 To access the Services, You must follow the registration instructions provided by the Company and complete the registration form with all required information and confirmations. Instructions for installing the PWA, downloading the mobile application (if supported), and accessing Your Account will be provided within the System after payment and via email together with order confirmation. Once registration is complete, You will be granted access to Your personal user account (the “Account”).

2.2 To use the Services, You may install the mylovestack PWA on Your device as directed in the instructions, download the mobile application (if and when supported), or access the System directly through a standard internet browser.

2.3 By using the System the Client agrees to the use of cookies as described in the Privacy Policy. The Client must review the cookie terms applicable to the Company's System. The latest version of the Privacy Policy is available on the Website.

2.4 During registration, the Client must provide:

2.4.1 Name (where required).

2.4.2 A unique password created by the Client.

2.4.3 Confirmation that the Client agrees to this Agreement and other applicable policies of the Company.

2.5 It is mandatory for the Client to accept this Agreement, the Privacy Policy, and any other rules governing the Services or the System.

2.6 The Client may be required to complete a verification step (such as a CAPTCHA or similar mechanism) as part of creating an Account, logging in, confirming an order, or at any other stage chosen by the Company.

2.7 The Company reserves the right to change the list of information required for Account creation by adding, modifying, or removing items.

2.8 The Client must provide valid payment details to complete an order for the Services.

2.9 The Company may, at any time, ask You to re-submit, renew, or verify any information needed for the Account or for the provision of the Services.

2.10 By creating an Account, the Client declares that the information provided to the Company is true, complete, valid, and up to date, and that the Client is the lawful owner of, or has the right to use, the resources indicated (including the email address, payment method, and device).

2.11 Accounts are for personal use only. The Client shall not share login credentials with any third party. The Account may not be used to access the Services on behalf of another individual or entity.

2.12 The Client shall keep Account details and payment information current at all times. The Client may amend personal data and billing information at any time via the Account settings.

3.1 Where the Account holder does not match the owner of the Account, or where there are other discrepancies in the information provided, the Company may not be able to continue providing the Services. The Company reserves the right to suspend the Services (in whole or in part) and to remove access to the Account at any time at its discretion.

3.2 In addition to Clause 3.1, access to the Account may be denied or removed and provision of the Services may be suspended if:

3.2.1 The Client has breached material obligations under this Agreement, including any obligation to pay in full and on time for the Services ordered, or has violated its representations and warranties.

3.2.2 The Client is not of legal age.

3.2.3 The Client is using the Services or accessing the System from a restricted location.

3.2.4 The Client violates any Acceptable Use Policy published by the Company.

3.2.5 The Client's actions pose a security, reputational, financial, or other risk to the Company, its affiliates, other third parties, the proper functioning of the System, or the proper provision of the Services to any other user.

3.2.6 The Client's actions breach any applicable law or regulation.

3.3 If the Client's access to the System or use of the Services is suspended, the Company shall notify the Client in writing via email. The notice shall include the reason for suspension, the expected duration (or note that the suspension is indefinite), and any action the Client may take in order to lift the suspension.

3.4 Where the Client is given an opportunity to remedy the violation, the Company shall determine, at its discretion, whether a remedy period applies and the length of such a period.

3.5 Where the Company has reason to suspect that an unlawful act has been committed in connection with the Client's use of the System or Services, the Company may report the matter to competent law enforcement authorities and, where appropriate, impose a lifetime ban on the Client's use of the Services.

4.1 Subject to this Agreement, the Company grants You a non-exclusive, limited, non-transferable, and revocable license to use the Company's materials solely in connection with Your use of the System and the Services. The Client may be required to order and pay for a particular Service or Service package to use the System and benefit from this limited license. The duration and scope of the license granted are directly tied to the Services ordered and paid for by the Client.

4.2 The System is intended for personal, lawful, and legitimate use by the Client, as set out in this Agreement and applicable law.

4.3 The Company's materials may not be used for any purpose other than as described in this Agreement, and this license terminates upon the Client's cessation of use of the System or Services, or upon termination of this Agreement.

4.4 The Company reserves the right to discontinue, change, or pause support for the System, any of its parts, or any of its functionality at any time. In such cases, the Client's license to use the affected portion of the System shall be automatically suspended.

4.5 Unless otherwise stated, the Company owns all intellectual property rights in and to the System and the materials made available through it. The Client acknowledges that all such intellectual property, including without limitation infographics, datasets, reports, specifications, copy, source code, and any other materials prepared or developed by the Company in connection with the System, is the sole and exclusive property of the Company.

4.6 The Client shall not violate any intellectual property rights owned or claimed by the Company and shall use such intellectual property only for intended purposes. Without limitation, the Client shall not:

4.6.1 Republish material from the System unless separately allowed by the Company in writing.

4.6.2 Sell, rent, or sub-license material from the System unless separately allowed by the Company in writing.

4.6.3 Display material from the System in public.

4.6.4 Reproduce, duplicate, copy, or otherwise exploit material on the System for commercial purposes.

4.6.5 Redistribute material from the System.

4.6.6 Edit or otherwise modify any material on the System.

4.6.7 Use the System in any way that causes, or may cause, damage to the System or impairment of its availability or accessibility.

4.6.8 This Agreement, including the license terms in this Section 4, applies to all versions of the System and to any separate functionality and its derivatives.

4.6.9 All rights not expressly granted to You in this Agreement are reserved by the Company.

5.1 As a Client, You acknowledge and accept the risks associated with the use of the System and the Services, including but not limited to the following:

5.1.1 Risks related to the nature of the Services and content:

5.1.1.1 The Services may include, without limitation, automated logic that analyzes Client-submitted data to produce productivity, wealth, and health-related insights and recommendations, configurable dashboards, summaries derived from external reference data, and downloadable digital outputs. All content provided through the Services is intended for personal and informational use only. Such content does not constitute professional financial, investment, tax, medical, mental health, or legal advice, and the Client remains solely responsible for any decisions made based on the Services.

5.1.1.2 The information and content presented through the Services is derived from a combination of Client-provided inputs, publicly available reference data, third-party data sources, and automated processing. The Company does not guarantee the accuracy, completeness, or reliability of third-party reference data, and therefore does not guarantee the precision of any insights, recommendations, or summaries generated. The Client is solely responsible for any financial, health, or other decisions made in connection with the Services.

5.1.1.3 Because of the automated nature of the Services and the variability of input data, outputs generated for the same Client at different times, or for different Clients with similar inputs, may differ. The Client is encouraged to view outputs as starting points and to apply their own judgment when acting upon them.

5.1.1.4 The Client must understand that the Services are provided for personal use and informational purposes only. The Client should consider the automated nature of the Services and exercise independent judgment when interpreting outputs.

5.1.1.5 The Client acknowledges that automated outputs may contain inaccuracies, omissions, or results that the Client may find unexpected or unsuitable. If the Client finds any output unsatisfactory, the Client is advised to refine inputs, discontinue use, or consult an appropriate qualified professional.

5.1.1.6 By using the Services or the System, You agree to bear full responsibility for any actions taken on the basis of information or recommendations provided through the Services. The Company disclaims liability for any outcomes, losses, or other consequences arising from such reliance.

5.1.2 Risk of software or IT weaknesses: there is no guarantee that the System or Services will be uninterrupted or error-free, and there is an inherent risk that software, infrastructure, and related technologies may contain defects, vulnerabilities, or bugs.

5.1.3 Regulatory risk: legal and regulatory frameworks may change in ways that affect the operation of the System or the availability of the Services. The Company will make reasonable efforts to comply with applicable regulations. The Client is responsible for ensuring that their use of the System and Services complies with the laws of their jurisdiction.

5.1.4 Risk of theft and internet vulnerability: the System and related software components may be exposed to electronic or physical attacks that can affect availability, integrity, or confidentiality.

5.2 You should be aware that messaging and email services are susceptible to spoofing and phishing attacks. You should always access Your Account through the official Website or via official communication channels, and contact us at hello.commit@gmail.com if You are unsure about the authenticity of a communication. The Company takes no responsibility for any loss caused by spoofing, phishing, or similar attacks.

6.1 Services may be available for a fee or, in limited cases, free of charge (for example, on a free-trial basis for a limited period). The Company reserves the right to determine, at its sole discretion, the price of the Services, the validity period of any price, applicable promotions and discounts, and any other rules related to payment.

6.2 The current price list for the Services is shown on the System at the point of order. If an existing Client wishes to upgrade or change their plan, the Client shall contact the Company via email at hello.commit@gmail.com. The Client may be asked to place a new order and may be credited for any unused but paid portion of a previous order.

6.3 All prices and fees are shown in US Dollars or Euros (depending on the Client's location and the configuration of the System) unless otherwise indicated on the System.

6.4 Prices and scope of the Services may be changed by the Company without prior notice. The Client should always check the System for currently applicable prices and features before placing an order. The price of a Service that has already been ordered and is being delivered will not change for that ordered period without the Client's consent.

6.5 Where the Services are used on a free-trial basis, after the expiry of the trial Your right to use the Services may be suspended until a payment is made, or You may be charged the regular price disclosed before You accepted the free-trial offer.

6.6 Some of the Services are offered on a subscription basis involving recurring payments. The subscription price is determined by the specific plan selected by the Client at the time of purchase. Where the Client selects a short introductory subscription period (such as a one-week plan), that plan may automatically renew into a monthly (or other longer) subscription period upon the conclusion of the initial period, as disclosed at the point of sale. By subscribing, the Client acknowledges that they will be charged the applicable Service price at the beginning of each billing cycle, and that the right to access the Services will be renewed for each paid period unless the subscription is cancelled in advance. All cancellations must be processed in accordance with the rules and timelines indicated in the Refund Policy.

6.6.1 The Client must read the Refund Policy in full before deciding to order any Service. The latest version of the Refund Policy is available on the Website.

6.6.2 The subscription price is the price chosen by the Client from the available subscription plan options at the time of order, and may be composed of an introductory discounted price applicable for a limited period (the “Initial Phase”) and a regular price applicable thereafter (the “Regular Phase”).

6.6.3 If not cancelled, the subscription price for the Services will be charged for each further period. By using the Services, the Client expressly agrees to and accepts this recurring payment process.

6.6.4 In all cases, the Client must clearly express intent to order on a subscription basis, and shall have the right to cancel that subscription under the rules applicable to the respective order.

6.6.5 The Client must ensure that the payment details provided to the Company are valid and that sufficient funds are available for the subscription payment.

6.6.5.1 If the Company is unable to charge the fee before the start of the next Service provision period, the Client's access to the Services may be removed immediately. To reinstate access, the Client may resolve the underlying payment issue so that the charge can be completed within two (2) months of the original charge date; after this two-month period, the Client must place a new order to regain access to the Services.

6.6.5.2 Failure to pay (in whole or in part) for the ordered Services is considered a material breach of this Agreement and may result in termination. The Agreement may be terminated by the Company where payment has not been completed within two (2) months from the date payment was originally due.

6.6.5.3 In the event of a payment failure attributable to the Client (for example, an expired card or insufficient funds), the Company may automatically reattempt the payment, up to six (6) times within a two-month period. By using the Services, You acknowledge and agree to the Company's right to initiate such automated retries in order to maintain uninterrupted service.

6.7 Some Services or products, such as one-time digital downloads, template bundles, lifetime access offers, or other optional add-on products, are offered on a one-time payment basis. Payment must be completed in accordance with the instructions provided in the offer and order confirmation. Where the offer or order processing does not specifically address particular terms, the rules governing the subscription model in this Agreement shall apply, mutatis mutandis, to one-time payments.

6.8 The applicable fee calculation, payment method, Service provision period, and billing frequency are shown in the System and confirmed by the Client at the point of order.

6.9 Fees already paid are non-cancellable and non-refundable, except where the Services meet the conditions set forth in the Refund Policy or where a refund is required by mandatory applicable law.

6.10 Fees for the Services are stated net of any withholding or other taxes. The Client is responsible for paying any applicable taxes, levies, duties, or other charges that may apply.

6.11 The Client warrants that any payment information provided is owned by the Client or is otherwise lawfully available to the Client for the purposes described in this Agreement. The Client shall keep payment information up to date.

6.12 For any questions, inquiries, or complaints regarding payments, refunds, or the purchase of digital products, please contact the Company at hello.commit@gmail.com.

6.13 All monetary transfers conducted by You for the Services are handled through third-party payment gateways in order to provide a secure transaction experience.

6.13.1 You should review the terms and conditions of the chosen payment gateway, as the gateway is responsible for processing the transaction.

6.13.2 After being transferred to a third-party payment service provider, the Client assumes the risk associated with the gateway's processing of the transaction. Credit and debit card payments to the Company are processed by third-party payment service providers, and sensitive payment information (such as full card details) is not stored by the Company. The Company shall not be liable for any payment issues or disputes that arise due to third-party payment services.

6.13.3 The Company may change its third-party payment service providers from time to time.

6.14 Any claim regarding a fee applied to the Client or amount charged must be submitted in writing no later than thirty (30) days after the date of the fee's application or charge.

7.1 The Company may, at its discretion, use or grant access to third parties for the purpose of providing or supporting the Services, including but not limited to payment processing, hosting, analytics, customer support, and AI-based tools used to generate, process, or enhance Service outputs. The Client acknowledges that, in order to ensure the proper operation of the System and provision of the Services, the Client's data may be shared with such third-party service providers as described in the Privacy Policy.

7.2 Use of third-party services is subject to the respective third party's terms of service. The Company is not responsible for the provision of such third-party services or for the processing of data performed by such third parties. Disputes regarding third-party services shall be resolved directly between the Client and the third party.

7.3 Any links on the System to third-party websites are provided solely for the Client's convenience. If You follow such links, You leave the System. The Company does not endorse and is not responsible for the accuracy, reliability, or content of any third-party websites.

7.4 Information presented on the System or on the Company's social media pages is not guaranteed to be correct, current, or complete, and may contain technical inaccuracies or typographical errors. The Client should confirm the accuracy and completeness of posted information before making any decision based on it.

8.1 The Client agrees to defend, indemnify, and hold harmless the Company, its affiliates, and each of their respective directors, officers, employees, and agents from and against any and all third-party claims, demands, and liabilities, including reasonable legal fees, arising out of: (i) any breach of the Client's representations and warranties in this Agreement; or (ii) the Client's failure to comply with the Client's obligations under any applicable laws, rules, or regulations, except to the extent such claim arises out of the Company's failure to comply with its own obligations under this Agreement.

8.2 The Client may from time to time provide suggestions, feedback, or original content to the Company. All such submissions are made entirely voluntarily. The Client acknowledges that submissions, even if labeled confidential by the Client, do not create any confidentiality obligation for the Company in the absence of a separate written agreement. The Company shall have a royalty-free, worldwide, transferable, sublicensable, irrevocable, perpetual license to use, reproduce, modify, distribute, and otherwise exploit any suggestions, feedback, or Client-submitted content related to the operation of the Services or System. The Company encourages You not to share information that is highly personal or that You wish to keep confidential through these channels.

8.3 The System and the Services are provided “as is” and You use them at Your own risk. The Client acknowledges that, except as expressly set forth in this Agreement, no representations or warranties of any kind have been made by the Company with respect to the System or Services, and that any statements made by the Company outside of this Agreement are not material and have not been relied upon by the Client.

8.4 The Client is solely responsible for ensuring they are able to access the System and use the Services, including responsibility for any required hardware, software, internet connectivity, or other technical requirements. If the Client is unable to access the System or use the Services due to incompatibility with the Client's technical setup, the Client may contact the Company at hello.commit@gmail.com, but the Company is not obligated to provide solutions or compatibility support.

9.1 The Company may terminate or suspend the Client's Account or provision of Services in accordance with the rules of this Agreement. Without affecting other clauses, the Company stresses that a breach of this Agreement or other applicable Company policies may result in suspension or deactivation of the Account and termination of this Agreement. In the event of such a breach, the Client shall not be entitled to any refund.

9.2 You may terminate this Agreement by cancelling Your order or subscription. For ongoing Services, the Agreement will terminate on the last day of the period that was paid for, and You will not be eligible for a refund for the already paid period (except where required by mandatory law or the Refund Policy).

9.3 In the case of a material breach of this Agreement, the Company may, at its discretion, report the matter to competent law enforcement authorities (including details of the breach and the personal data of the Client) and impose a lifetime ban on the Client's use of the Services. If a lifetime ban is applied, the Client's credentials (such as name, IP address, and email address) may be blocked from accessing the System or Services.

9.4 If You wish to terminate the Agreement, You can take the following steps:

9.4.1 Clients who ordered the Services through the Website may cancel by logging into their Account on the Website or by contacting the support team via email at hello.commit@gmail.com.

9.4.2 Clients who ordered through a third-party platform (such as the Apple App Store, Google Play, or PayPal, where applicable) may cancel through that platform, or may contact the support team for assistance.

9.5 Uninstalling the PWA or mobile application from Your device does not, by itself, cancel any subscription or terminate this Agreement.

10.1 The laws of the Republic of Lithuania (excluding its conflict of laws principles) shall govern this Agreement and Your use of the Services. Your use of the System may also be subject to other local, state, national, or international laws applicable in Your jurisdiction.

10.2 If You have any concern or dispute regarding the Services or the System, You agree to first attempt to resolve the dispute informally by contacting the Company at hello.commit@gmail.com. Most concerns can be resolved this way.

10.3 Any dispute that is not resolved through the informal process described in Clause 10.2 shall be submitted to the competent courts of the Republic of Lithuania, located in Vilnius.

10.4 Notwithstanding Clause 10.3, the Company shall have the right to seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of the Company's intellectual property rights.

10.5 To the maximum extent permitted by applicable law, the Client may assert a claim or counterclaim only in the Client's individual capacity and not as a plaintiff or class member in any class proceeding. Claims by more than one party shall be combined or consolidated only with the written consent of all affected parties.

10.6 The Company expressly prohibits and rejects the use of its Services for any form of illicit activity, including money laundering, terrorist financing, or sanctions violations, consistent with applicable laws, regulations, and norms.

10.7 The System and the Services may be globally accessible due to the inherently global nature of the internet. The Client's use of the System and Services may therefore be subject to international sanctions regimes.

10.7.1 By using the System or Services, You warrant that You are not on any international or government prohibited, denied, unverified-party, sanctions, debarment, or exclusion list, or any export-controlled restricted party list (collectively, the “Sanctions List”).

10.7.2 If You become listed on any Sanctions List, You shall immediately discontinue Your use of the Services and the System. Failure to do so may result in suspension or termination of Your Account.

10.8 The Company reserves the right to restrict access to the Services in certain jurisdictions or territories, including by blocking access from such locations.

10.9 Persons located in or resident in prohibited jurisdictions are not permitted to use the Services. This restriction applies equally to residents and citizens of other jurisdictions while located in a prohibited jurisdiction. Any attempt to circumvent these restrictions is a breach of this Agreement.